Get out of the Red and into your home.
Every pound saved builds your future
DRAG · ORBIT · ARROW KEYS · + − ZOOM
Net worth in 3D
A speed run of the climb: starting in the red with a little saved, paying the debt off block by block, then building wealth in every domain. Big blocks are £1,000. Small cubes are £100. Nine cubes become a block.
1 block = £1,0001 cube = £100Nine cubes, then a block
Join the free beta
Vault-It puts your debts, savings, house deposit and net worth on one honest map, then turns every pound you save towards your deposit into bricks on a 3D house. You type the numbers in. No bank login.
How it works
Set up in a few minutes. Real screens from the app, shown with sample figures.
Add your numbers
Income, spending, debts, savings and what you own. You type them in, so nothing is connected to your bank.
See the whole picture
Net worth over time, where every pound of income goes, a debt payoff plan (snowball or avalanche) and the next step on your roadmap.
Build the house
Pick a house and a deposit target. It rises as you save, and fills in as you pay the mortgage down.
What’s in the beta
Overview
Your net worth, assets and debts at a glance, with history as you update it.
Budget & cash flow
Income and spending by category, with a diagram of where the money goes each month.
House Builder
The 3D house that grows with your deposit: terraced, semi, detached, flat and more.
Assets & liabilities
Cash, shares and funds, metals, crypto and possessions, alongside what you owe.
Debt tracker
Every debt in one list and a payoff order you choose, with a projected debt-free date.
Roadmap
Stages from clearing debt to owning your home, with milestones as you reach them.
Why join now
- Free for the whole beta. No card, nothing to cancel.
- A direct line to the founder. Reply to any email and Pete reads it.
- Shape what gets built. Tester feedback decides what comes next.
- First look at founding-member pricing, before it is offered publicly.
What we ask of testers
- Use it on your phone or laptop. Made-up figures are fine.
- Tell us what is confusing, broken, slow or ugly.
- Answer the odd short question by email when we ask.
Your data, plainly
No bank login, ever
You type everything in. Vault-It does not connect to your bank and never asks for your banking details.
Stored in the EU
Your account is held by Supabase in Frankfurt, encrypted in transit and at rest. It is not end-to-end encrypted. The privacy notice explains exactly who can see what.
Yours to take or delete
Download all your data, or delete your account and everything in it, yourself in Settings at any time.
How we make money
From paid plans after the beta, starting at £5.99 a month. We do not sell your data, and these pages carry no ad trackers.
Vault-It is a tracking and planning tool, not financial advice. Its projections are estimates from the figures you enter.
Made by someone who needed it
I could not see where my contributions were going, or what value I actually owned. I wanted to see what I am working towards, and exactly how much I need to put in to lay one more brick, with real visual feedback. I could not find that, so I made Vault-It.
I’m Pete Thickett, a designer and founder in Lincoln. If you’re on the same climb, I’d love your help making it right.
Questions
What does it cost?
Nothing during the beta, and you never enter a card to join. Paid plans after the beta will start at £5.99 a month, and beta testers will hear about founding-member pricing first.
Do I have to connect my bank?
No. You type in your own figures, so there is no bank connection to set up or worry about.
What do I need to use it?
A phone, tablet or computer with a modern browser. It runs in the browser, and you can add it to your home screen like an app.
Is this financial advice?
No. Vault-It helps you organise your own numbers and see where they lead. It does not recommend products, and for big decisions you should speak to a regulated adviser.
What happens to my email address?
We send one email to confirm it’s you. After that you get tester emails only if you ticked that box, and news only if you ticked that one. Every email has a link to leave the list. If you never confirm, your request is deleted after 30 days.
When can I start?
Once you confirm your address, you get the link to the beta straight away.
See the whole road from debt to your own front door
Free during the beta. Two minutes to join.
Join the beta list